neither is playing big time college football with your friends
anyone can work an entry-level job and start to save (Luke, obviously, won't do this with his name recognition both in NE and back in CO, so
@bingo65's post is completely absurd, anyway). his family is also very well off, so those early days of building his 401(k) don't apply.
not anyone can play big time college football for an any amount of time. if given the chance, I don't blame anyone for wanting to prolong their experience of having a blast with their friends instead of turning into a crusty old fart pinching pennies and shlepping to work each morning pre-8am.