Right now the entire college sports apparatus is in danger of losing millions because of the current situation. That Orange Bowl serves as a warning of what is to come if the NCAA can't bring some sanity back. I question in what if any scenario a waiver is EVER necessary for a player. A coaching change, etc doesn't mean you can't transfer and sit out a year.
Georgia disciplined the baseball player that made the comment about Fields and it was obvious that Fields was well protected and in an environment that was 'safe'. Fields only motivation was to move to a situation where he could be the number one QB on a championship calibre team immediately, The NCAA would likely have easily won that lawsuit. Sometimes you have to suck it up and accept the potential risk of a lawsuit.