You don't really know enough about the virus to make those claims. You're only addressing the respiratory component of it and not the HIV component of it.
There is risk associated with life, with doing just about anything. However that risk has changed dramatically and is not at normal levels, no matter how hard you and others try to spin things as being normal, they aren't right now.
I do agree with letting people handle their own levels of risk tolerance, but in this case, the way it is spread works counter intuitive to the self or individual first model of things.
Read this all too common article about a person who took a risk, and lost not necessarily because of his own decision, but because of the stupidity and/or selfish acts of someone else.
https://www.wbtv.com/2020/07/02/yea...t-about-going-out-died-coronavirus-day-later/