If you’re healthy, you can offset with life insurance. But a lot of people, like my FIL, don’t consider it until retirement age when they have a bunch of health issues. So they can’t afford it.
OT Retirement
- Thread starter TampaBaySkers
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I think in Alaska, maybe not all over but in the "bush" you could do 7 years teaching and get full pension, at one point.
GENERALLY speaking, rank and file in the public sector can typically retire much earlier than the folks in the private sector, of course because their defined benefit plans (pensions) vs. defined contribution plans (think 401(k)) in the private sector coupled with Social Security. You have to do a LOT more planning if you are self-employed or work in the private sector—your retirement security is YOUR responsibility not your employers. There is a large disparity in our country between public and private right now and most people aren’t even aware of this fact.
Me and wife zero issues as well. But two guys I worked with who retired around the same time as I had major problems. They are both over-achievers. One guy got so depressed, I was actually worried about him. Luckily they both got jobs after about six months and I suspect will die at their desks. I guess, I'm not an over-achiever, so retirement was easy.
Are they both married with annoying spouses???
Watch it, bub, or I'll put a load in your dishwasher!
If I retire there I will always say Fukit!!!
The guy I worried about is divorced and sat home alone a lot. The other one has a nice wife but is an engineer and creating things and solving problems lights him up, so retirement took a lot of joy out of his life.
Enginerds are just different people. My youngest daughter is a structural engineer who is married to a civil engineer. My other daughter is married to a structural engineer.
Holiday dinners with that group make my eyes glaze over. I tend to drink a lot when they come over.
First dude sounds ****ing happy, you misread it. Second dude probably tried to Weird Science his wife and it didn't work...
Years ago...I was in a wedding. The girl I was walking up with was super hot and was "dating" a surgeon, dude looked the part and acted the part. He told me "Hey, just remember, she is with me"
I did not care, there were tons of girls there. Years later he is happily married. She is happily rich and cheats on him every chance she gets.
Totalitarian government has nothing to do with the upper limit on the social security tax.
Same is true of social security. It all evens out at 81 years of age. The best advice is to wait until 67 or longer to take it. Keep working if you enjoy what you do and aren't hating life.
It's an excellent way to "double dip" but a teacher I know on the Kansas side just doesn't want to deal with the challenge of a new district in a likely more challenging situation. He's retiring at 55 and leaving education entirely which is disappointing because he's a great teacher.
There are so many teachers leaving the profession, it’s sad because I looked up to a lot of my teachers and coaches growing up but I rarely feel that way now as one. The only people I know who are double dipping are administrators and I think they love it because they are making a lot of money and they get to run the school how they see fit with no concerns about being pushed out by politics
I agree with this 100%
Most of the people I know that retire...end up working.
If you hate your job or the people you work with, I get it.
So much of it depends on where you teach at.
I have been in a shitty school and an amazing school. The place I am at now doesn't even feel like a job.
This shitty school I was at, each day was the worst day.
It's why it annoys me that people make teachers scapegoats so often now. Hard enough time finding good teachers. I know I couldn't do it.
Probably enjoy it because you dont actually work. You are postng on here during the school day and doing who knows what else on your phone.
One of those “teachers”.
I have an aunt whos a teacher in a large district and its the spineless administrators, and parents, who are the problem.
Amen!
I am one of those rare people that can work AND check the internet at the same time.
Sometimes, don't tell anyone, sometimes, I even drink coffee while teaching and once, but only once, I had some chips while teaching.
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Yep!
Basically it goes like this when it comes to poroblems
1. Parents: You are not in education, so stay the **** out. If you want to help, get a degree and come teach. I don't go to your office and tell you how to do your job.
2. Admin: They can make or break a building. I have an amazing one right now. I have had bad ones where once or twice a week her biggest concern was what the staff was wearing. We are adults, we all dress fine. Shut up. She also had a facial hair policy, ****ing ****.
3. Students: You are in a class with 25-30 kids...you are going to have 5 amazing kids...5 assholes and 15-20 typical kids. That is just how it works. If you can deal with the asshole kids, it is all kosher.
I do not, and never have, understand people who claim they're bored after they retire. My guess is they were really boring people leading very boring lives before they retired.
I had a teacher that would sip on some
Jack while he taught. He was good teacher 🤣
Depths of winter could be a problem but worst case scenario if I had to read more, I could survive. But I want to be a snowbird so problem solved.
1. If my kid is being taught some woke bullshit you better believe I’m raising some hell
That or they retired with not enough money and just sit at home all day. That being said there are plenty of things to do that are free.. go for a run/walk/ bike ride.
There are a lot of people whose whole social life revolves around friends who are coworkers. For many their feelings of self worth has been determined by their work and the financial reward.
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