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Grass is done, ready for camp

It takes a while for the Fesuce to take over so it depends on your patience. A one-time overseed will work but twice will happen faster ( I did it once). Aeration is good for the soil and root development. Roots need moisture and air to thrive. I do not like most grass fertilizers because of their extremely high amount of nitrogen. The higher the nitrogen, the higher the soluble salts, and the higher the soluble salts the more damage it does to the micro and macronutrients in the soil; in other words, over time it sterilizes the soil. Grass is a fertilizer whore and quickly becomes dependent on the fertilizer and stops developing roots and searching for food in the soil; it hangs out where the high concentration of nitrogen is, 1/2" below the thatch, then becomes susceptible to drought. ( Think of Hulk Hogan in his prime with steroids... Then in later years with no steroids) Sterilized soil does not retain moisture and becomes a drought issue. Any brand of starter fertilizer will work with an analysis of 18-24-12. The stronger and deeper the roots of your grass the better. The more chemically dependent your grass becomes, the richer Scotts becomes. Your lawn will become very thick and lush with strong roots.

(Edit, I am not a proponent of chemical fertilizers because of the dependency it creates for the plants. I believe in strengthening the soil first and fertilizers second. I have no problems with chemical fertilizers when used in moderation or for a swift kick in the arse to motivate the plants. 4-5 applications of chemical fertilizers with 40% Nitrogen is not good for the soil and only create problems down the road for a quick-fix green lawn. Proper fertilization to promote deep roots and strong roots saves money and the soil. If you can find Comtil (dry human byproduct compost in a bag) or something similar to put down every couple of years to feed the soil would be perfect too. Feed the soil, not the plant)
Right on about the root system. Fescue will go down 2 to 3 feet.
 
Lawns.

Started by royalty because they had so much money to spend on manicuring cow food in order to show off while their people died of starvation.

I can't stand lawns. You can get on my lawn all day.

If my lawn went into the vortex you'd still have to weed. So no, I'm not weeding. Infact I'd rather have a wild flower lawn. It's tougher, greener, and blooms while cow food cut short does jack. I also don't buy one colored canvass art to hang on my wall either so I guess I'm weird like that.

I plant white clover. It's expensive but I never mow or water. It stays green longer and never grows more than 8 inches. It also feeds bees, which I like.

I also have allergies so that may be why I don't do yard work with a skip in my step.

But...I'll garden with a huge smile on my face. I love growing stuff that actually is worth putting my sweat into the soil for.
 
If you do your own fertilizer and weed care, this is what I did for years and loved the results.

In the fall over seed with Turf Type Tall Fescue and apply starter fertilizer. In the spring fertilize again with starter fertilizer; this is high in potassium fir strong deep roots and enough nitrogen for the green color. Buy some Weed be Gone and spray it in the spring to get on top dandelions and clover then during summer spot spray as they reappear. As the crab grass pokes its head up, cut it out and spray with weed be gone.

Only fertilize twice a year with starter fertilizer and as the fescue smothers out your old lawn it becomes stronger and requires less water. The fescue will also smother out the crab grass and the Weed be Gone takes care of the rest.

This works and the results will blow you away and you will save tons of frustration over thr multi step programs that don't work. I had a landscape company for over 25 years.
I planted my yard with a seed called overtime plus, 90/10 fescue - bluegrass. Was pointed in that direction because I do not have underground sprinklers and the fescue is more drought tolerant. Finding I really hate fescue as it looks like garbage 2 days after you mow. Any way I can overseed in more bluegrass in to it or am I just stuck with my wide blade yard?
 
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I planted my yard with a seed called overtime plus, 90/10 fescue - bluegrass. Was pointed in that direction because I do not have underground sprinklers and the fescue is more drought tolerant. Finding I really hate fescue as it looks like garbage 2 days after you mow. Any way I can overseed in more bluegrass in to it or am I just stuck with my wide blade yard?
I do not know the variety of Fescue you used, there are many, but the Turf Type is very similar to the Bluegrass. You can try more Bluegrass, but when the temps get above 80-85 on a regular basis the Bluegrass goes dormant and wants to rest...
 
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I do not know the variety of Fescue you used, there are many, but the Turf Type is very similar to the Bluegrass. You can try more Bluegrass, but when the temps get above 80-85 on a regular basis the Bluegrass goes dormant and wants to rest...
So it’s a temperature thing with bluegrass? Even with adequate water it will still go dormant at 85 degrees?
 
Lawns.

Started by royalty because they had so much money to spend on manicuring cow food in order to show off while their people died of starvation.

I can't stand lawns. You can get on my lawn all day.

If my lawn went into the vortex you'd still have to weed. So no, I'm not weeding. Infact I'd rather have a wild flower lawn. It's tougher, greener, and blooms while cow food cut short does jack. I also don't buy one colored canvass art to hang on my wall either so I guess I'm weird like that.

I plant white clover. It's expensive but I never mow or water. It stays green longer and never grows more than 8 inches. It also feeds bees, which I like.

I also have allergies so that may be why I don't do yard work with a skip in my step.

But...I'll garden with a huge smile on my face. I love growing stuff that actually is worth putting my sweat into the soil for.
great post..

people who are super anal about what their lawn looks like are competitive about stuff that probably doesn't matter..

Nobody wants to live in a dump either.. somewhere in there is a healthy balance.
 
great post..

people who are super anal about what their lawn looks like are competitive about stuff that probably doesn't matter..

Nobody wants to live in a dump either.. somewhere in there is a healthy balance.
A minimalist approach to your lawn can work just OK. If you have it, turf fescue is the easiest to maintain. (1) Set the mower to cut as high as it can, always mulch (unless you're bagging excessive leaves in the fall), (2) mow regularly but avoid mowing in the mid day heat, you're going to be OK. If you pull some weeds and put down/spray some of the options previously discussed, even better. Fescue handles foot traffic and drought fairly well but putting down an 1" of water now and then would certainly help. I'm not a lawn minimalist myself, but I've had two or three years recently were I've barely even watered.
 
That is one rub I have with Dave - I could never forget that I owed people money, especially if they let me off the hook. In my eyes he’s more than in a position to go back and pay his debtors even though legally he doesn’t need to.
Dave DID pay back his creditors as soon as he was able. He also preaches this practice to others - as he should - it’s the right thing to do.
 
Dave DID pay back his creditors as soon as he was able. He also preaches this practice to others - as he should - it’s the right thing to do.
Is that true? I can't find anything showing that he did. Only thing I could find was a vague mention of paying tens of thousands in IRS back taxes. So he filed for chapter 7 bankruptcy but paid it all back later?
 
Is that true? I can't find anything showing that he did. Only thing I could find was a vague mention of paying tens of thousands in IRS back taxes. So he filed for chapter 7 bankruptcy but paid it all back later?
Yes, it’s true. A simple Google search produces lots of different sources. I believe he also mentions it in one (or more) of his books.
 
I think it's probably about half that 75% stat with an emergency fund, but if I'm wrong please forgive me. I do agree that Dave's advice as well as his stubborn belief in his system is beneficial to a lot of people. I used to enjoy listening to me, but I grew tired of his endless promotion of his businesses as well as other businesses that I suspect he or his family is getting kick backs from. In addition, it's not good advice to pay off a small low interest debt before a high interest debt. And if you're sitting on a 3% or less mortgage over 30 years, do not pay that off.
He advocates for the Snowball method instead of the Avalanche method because of the psychological effects. I taught FPU for many years. I had several students tell me they tried the Avalanche method before and failed because it took too long to see the progress. The Snowball method worked better for my family. The difference in total interest paid isn’t as great as you’d think.
 
“did dave ramsey pay back his creditors after bankruptcy”
I find nothing under that search topic and any other search topics that say he did. Not saying he didn't, I'm just surprised it wouldn't be easier to find.
 
the lawn is a reflection upon you, that the whole world views
True to certain extent..

Not that hard to maintain a yard year round unless you’re too lazy to use fertilizer and water every once in awhile and mow or get someone to do it once a week..
 
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He advocates for the Snowball method instead of the Avalanche method because of the psychological effects. I taught FPU for many years. I had several students tell me they tried the Avalanche method before and failed because it took too long to see the progress. The Snowball method worked better for my family. The difference in total interest paid isn’t as great as you’d think.
This is it. Lets say youve got 8 recurring monthly debts. Store credit cards, regular credit cards, car loans, school loans and a mortgage. You knock out the smallest two and it feels like you’re accomplishing something. Then you pick up your efforts on the next one or two to just whittle the list down. It picks up speed and momentum. You start to feel like you’re in control of your money.

I just have a mortgage, but I am torn about paying it down early because it’s in the low 3s, 30 year. I think I would love having that debt paid off regardless of the opportunity cost.
 
I see nothing in there that says he paid off his creditors. He paid off friends and the IRS but I've yet to find anything he paid off actual creditors.
FFS. Why don’t you call him up and ask him? I’ve heard him say on his program he paid off all of his debts, and it took years.
 
I see nothing in there that says he paid off his creditors. He paid off friends and the IRS but I've yet to find anything he paid off actual creditors.
Implications only work one way?

No issue filling in the blanks for the Ucla athletic director, but requiring hard quotes for this

Classic
 
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FFS. Why don’t you call him up and ask him? I’ve heard him say on his program he paid off all of his debts, and it took years.
Cool. Kudos to him if he did. I can find no definitive record of it. Which is strange because the guy isn't shy about his life story. And if I called him up he would probably tell me to sell my truck and walk to work.
 
I do see (upon deeper inspection) there’s not as many as you’d expect to see. I do remember him stating he paid back his creditors.
Worked with a guy who was a huge Ramsey fan. Always trying to get me to buy the cd package. Plus my kids personal finance teacher at school must pay for the Dave Rasmey school series. So I've dug pretty deep into him. I've yet to find anything saying he paid off ALL his creditors. Nothing technically wrong if he didn't. He wasn't legally obligated to.
 
I grow all my grass in the basement.
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Worked with a guy who was a huge Ramsey fan. Always trying to get me to buy the cd package. Plus my kids personal finance teacher at school must pay for the Dave Rasmey school series. So I've dug pretty deep into him. I've yet to find anything saying he paid off ALL his creditors. Nothing technically wrong if he didn't. He wasn't legally obligated to.
I learned from his radio program first - I’m sure the CD program has helped many but the podcast is free and so is the majority of the info on line for direction. Good on you Ozzy for teaching
 
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I learned from his radio program first - I’m sure the CD program has helped many but the podcast is free and so is the majority of the info on line for direction. Good on you Ozzy for teaching
I believe all his books are available at your local library so you should be able to find everything you need to follow his program for free. It’s not rocket science, he’s just organized it.
 
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