I wanted to let the board know that if anyone has a car loan that's at a higher rate, Metro Credit Union is offering a 48 month term at 4.75% fixed for 4 years. The vehicle has to be 2022 or newer or have less than 50,000 miles. I know most of us just pay cash for our new Lambos but if anyone is looking for a lower rate, DM me for contact info. I learned about this promo through some banker contacts.