There are no negotiations involved - I've been dreaming of this place for 2 years now. Seems to be a low asking price.
It's literally impossible for me to borrow money, but I'm determined...I want this place, regardless of the cost.
Income:
W-2: $38,500
Annual stock market income: $150 (Bitcoin)
Rental property income: -$700/month (My landlord is an old lady)
Expenses:
Monthly payments on the '89 Honda: $215. Paid in full by 2027.
Furniture from rent-to-own store is paid for. PS5 almost paid for. Only debt is to my uncle for the $75 I borrowed for Christmas in 2013.
If I throw down, say, the remaining $14 on a Caseys gift card, could I get a bank to carry the remaining cost (assuming 450 credit, etc.)?
The property does not generate any income - it's basically an underpriced luxary residence.
I know this sounds dumb - I haven't been allowed to borrowed money from a bank in >20 years (something about minor felony convictions for robbery.) TIA for any guidance.
It's literally impossible for me to borrow money, but I'm determined...I want this place, regardless of the cost.
4830 S 137th St TRAILER 75, Omaha, NE 68137 | Zillow
This 624 square feet Mobile / Manufactured home has 2 bedrooms and 1 bathroom. It is located at 4830 S 137th St TRAILER 75, Omaha, NE.
www.zillow.com
Income:
W-2: $38,500
Annual stock market income: $150 (Bitcoin)
Rental property income: -$700/month (My landlord is an old lady)
Expenses:
Monthly payments on the '89 Honda: $215. Paid in full by 2027.
Furniture from rent-to-own store is paid for. PS5 almost paid for. Only debt is to my uncle for the $75 I borrowed for Christmas in 2013.
If I throw down, say, the remaining $14 on a Caseys gift card, could I get a bank to carry the remaining cost (assuming 450 credit, etc.)?
The property does not generate any income - it's basically an underpriced luxary residence.
I know this sounds dumb - I haven't been allowed to borrowed money from a bank in >20 years (something about minor felony convictions for robbery.) TIA for any guidance.
