In some areas setting the house elevation is tricky, so it’s definitely smart to have someone that has done a lot of it take a look at it. The haul off is probably more prevalent where I’m at, because space is limited and you have to match existing homes, raising a house to high will cause issues, with the material and the HOA. I’ve dug houses that I had to haul off 150+ loads of dirt, and hauled back in 60-80 for backfill, because stacking was impossible. That gets really expensive!! I had 8 trucks for 3 days and it was obviously for someone that had a shit ton of money to spend. Dirt work can get expensive in certain situations, but it is really cheap in straightforward ones.