My playoff bracket:
Georgia vs Tulane
Michigan vs Utah
Tulane gets in due to it's win over K-State. Utah gets in over Clemson, because Notre Dame is the defacto champion of the ACC. They beat Clemson and North Carolina who played in the ACC championship game.
USC beat Notre Dame and Utah beat USC, therefore, Utah is more deserving than defacto ACC champ Notre Dame.
Georgia vs Tulane
Michigan vs Utah
Tulane gets in due to it's win over K-State. Utah gets in over Clemson, because Notre Dame is the defacto champion of the ACC. They beat Clemson and North Carolina who played in the ACC championship game.
USC beat Notre Dame and Utah beat USC, therefore, Utah is more deserving than defacto ACC champ Notre Dame.